sebelius

Sixty-one year old Dianne Barrette of Florida has become the poster child this week for the failure of Obamacare when CBS News revealed that her health insurance premiums will rise a whopping 994% thanks to the new law.

Barrette was paying $54 per month for a low-end plan from Blue Cross Blue Shield, but that plan doesn’t meet the new standards under the Affordable Care Act and so now she will be forced into a more comprehensive plan that costs more than ten times more than her old plan.

While Barrette will be in a markedly better plan, she told CBS News’ Jan Crawford that she was perfectly happy with her old plan and couldn’t understand why she couldn’t keep it.  After all President Obama said that Americans would be able to keep their plans and their doctors under Obamacare, but that has proven not to be true.

Obamacare requires plans to cover pre-natal, mental health and a host of other conditions that Barrette’s plan didn’t cover, but something she felt she didn’t need,.  After all what does a 61-year old care about pre-natal care?

Health insurance is a complex issue and there are tens of thousands of plans available across America, that have been crafted to give buyers a choice of what they wanted to be covered for and how much they were willing to pay.  While the system isn’t perfect, it was working  about as well as could be expected.

Under Obamacare, the federal government is now setting standards and putting people into a kind of one-size fits all box.  Sure there are a few different types of plans based on what people are willing to pay, but choice has been dramatically reduced, which will cause many people to pay for coverage they don’t need or will never use.

This is what Barrette is facing.  She will likely qualify for federal subsidies, meaning she won’t have to pay the full $6600 increase in her annual premium, but guess where that subsidy will come from?  The U.S taxpayer.

Obama has moved America one step closer to a more socialist system with the passage of Obamacare, though I don’t think we will lurch further in that direction since the launch of the program has been nothing short of an absolute disaster, but it is a very good example of why the government shouldn’t be involved in our lives.

Another problem with Obamacare beyond the massive website failure has been the large number of people who have signed up for the expanded state Medicaid programs.

The initial figures show that the enrollments have topped 80% in some of the states and if it remains at that level going forward the programs will be in severe financial trouble as Obamacare was based on the premise that young people would sign up in droves and subsidize those on Medicaid, who tend to be older, poorer and sicker than the general population and require more medical care,

Barrette isn’t the only person facing the loss of her current plan- the latest count is that 1.5 million cancellation notices have gone out across the country, which is more than the number of people who have enrolled in Obamacare, and those people are likely going to be paying more.

This may be Obama’s signature achievement, but it is likely to also be his greatest failure as costs rise, saddling the taxpayers with more debt than America can ever hope to repay.

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